Scissor Lift Financing — Buy Now, Pay Over Time
Finance a refurbished Genie or Skyjack scissor lift through First Citizens Bank — keep your capital working. From about $120/month.
Need scissor lift financing? You do not have to pay for capital equipment all at once. Win Win Equipment offers equipment financing through First Citizens Bank so you can put a lift to work now and pay over time.
Whether you are buying a single refurbished lift or building a small fleet, financing keeps your cash free for payroll, materials, and the next job.
How Scissor Lift Financing Works
It is simple. Choose the lift you need, then apply for financing through our partner, First Citizens Bank — a national equipment-finance lender.
Once approved, you sign, we schedule delivery, and you pay a fixed monthly amount over your term instead of a single lump sum.
You own the equipment, build equity, and can often write off interest and depreciation — ask your accountant about Section 179 for equipment purchases.
Estimated Monthly Payments by Lift Size
The biggest objection to a $7,900–$15,000 purchase disappears when you see the monthly number. Here are illustrative examples at an assumed rate over a 60-month term:
| Lift | Price | Est. monthly (60 mo)* |
|---|---|---|
| 19 ft refurbished | From $7,900 | ~$160/mo |
| Genie GS-1930 (typical) | ~$7,900 | ~$160/mo |
| 26 ft refurbished | From $8,000 | ~$162/mo |
| 32 ft refurbished | From $12,000 | ~$243/mo |
| 40 ft refurbished | From $13,000 | ~$264/mo |
*Estimates only, for illustration. Your actual rate, term, and payment are set by the lender at approval and depend on credit and other factors. We are not a lender or financial advisor.
What Lenders Look For
Equipment-finance approval is usually quicker and more flexible than a traditional bank loan, because the lift itself secures the loan.
Lenders typically consider your time in business, business and personal credit, and the equipment being purchased.
Newer businesses and a range of credit profiles can still qualify — applying is the only way to know your terms, and it takes just a few minutes.
Why Finance a Refurbished Lift?
Financing and refurbished pricing stack in your favor. Because a refurbished lift costs a fraction of new, your financed monthly payment is far lower for the same capability.
A new Genie GS-1930 near $22,500 carries roughly three times the monthly payment of our $7,900 refurbished equivalent — for the same machine, rebuilt to perform.
See the full comparison on our refurbished vs new scissor lift guide.
How to Apply
Ready to move? Pick your lift from our scissor lift inventory, then call 773-790-7299 or send the quote form below.
We will connect you with the First Citizens Bank application, confirm your unit and freight, and schedule delivery once you are approved.
Request Pricing & Financing Options
Tell us the lift you want and your delivery ZIP — we will reply with pricing, a freight quote, and how to apply for financing. Prefer to talk? Call 773-790-7299.
Scissor Lift Financing: Common Questions
Do you offer scissor lift financing?
Yes. We offer equipment financing through First Citizens Bank so you can buy a refurbished scissor lift now and pay over time, rather than tying up capital up front.
What credit score do I need to finance a scissor lift?
Approval depends on the lender, but many equipment-financing programs work with a range of credit profiles. The best way to know is to apply — it only takes a few minutes. Call 773-790-7299 and we will point you to the application.
What will my monthly payment be?
It depends on the price, term, and your approved rate. As an illustration, a $7,900 lift financed over 60 months might run around $160/month, and a $9,900 lift around $200/month. These are estimates only — your actual payment is set at approval.
Can I finance a used or refurbished scissor lift?
Yes. Financing applies to our refurbished and used lifts alike. Many buyers finance a refurbished lift specifically because the lower price means a lower monthly payment.
How do I apply for scissor lift financing?
Pick the lift you want, then call 773-790-7299 or send the form below. We will connect you with the First Citizens Bank application and help you line up delivery once you are approved.